Insurance Department Commissioner, Andrew N. Mais urges consumers to research their health plan options as we enter the Open Enrollment period beginning November 1. Consumers are strongly encouraged to take the time to fully understand what their health plan options, premiums and out-of-pocket costs are, and to also understand how they work before purchasing a Health Insurance Plan.
“Consumers should research if the plan comes with protections required by Connecticut and/or federal law and is marketed by a licensed insurance carrier or licensed broker in Connecticut,” Commissioner Mais said. “As Open Enrollment is now upon us, this is the best time to shop around and find a product that is right for you and your family.”
Consumers interested in learning how the different health plans compare, can view the 2020 Consumer Report Card on Health Insurance Carriers in Connecticut online.
Open enrollment for 2021 health insurance coverage through Marketplaces and individual plans is right around the corner. Consumers looking to purchase a plan through the exchange can start browsing online at AccessHealthCT.com. Open Enrollment begins November 1 and runs to December 15 for coverage starting January 1, 2021.
There are several different ways to get health insurance. Some people buy coverage on their own. Many people get coverage through their employer or a family member’s employer. Others are covered through public programs like Medicare and Medicaid.
The Connecticut Insurance Department regulates and provides oversight for some of these types of health insurance.
Anyone with questions can contact the Connecticut Insurance Department by email at insurance@ct.gov or by calling 860-297-3900.
Additional resources:
· List of licensed carriers selling ACA-compliant plans in Connecticut.
· Access Health CT – the state health insurance exchange
· Find a licensed broker/agent
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